When a disaster threatens or strikes, the Red Cross can provide immediate assistance until local and state agencies are able to mobilize. Red Cross can provide:
- Shelter,
- Food,
- Health and mental health services,
- Feeds emergency workers,
- Handles inquiries from concerned family members outside the disaster area,
- Provides blood and blood products to disaster victims, and
- Helps those affected by disaster to access other available resources.
For Red Cross assistance, please contact your local chapter.
- North Alabama Chapter - Cherokee, Colbert, DeKalb, Etowah, Franklin, Jackson, Lauderdale, Lawrence, Limestone, Madison, Marshall and Morgan counties. Click here for North Alabama assistance
- Central Alabama Chapter - Autauga, Bullock, Chilton, Clay, Coosa, Dallas, Elmore, Lowndes, Macon, Montgomery, Perry, Tallapoosa and Wilcox counties. Click here for Central Alabama assistance
Alabama Emergency Management Agency (AEMA)
- National Weather Service's Southeast River Forecast Center NWS SRC
FEMA Disaster Assistance and Resources
FEMA provides many resources for local officials and homeowners to use in response to a flood disaster. Here are some links:
- Ready.gov site for flooding - This page explains what actions to take when you receive a flood watch or warning alert from the National Weather Service for your local area and what to do before, during, and after a flood. Click here
- DisasterAssistance.org - The official website devoted to helping disaster survivors. It’s a portal to help survivors locate more than 70 forms of assistance across 17 federal agencies via the internet using their desktop computer, tablet or mobile device. Using prescreening technology, DisasterAssistance.gov offers an anonymous questionnaire that generates a personalized list of assistance a survivor can apply for based on the answers. The site also provides other disaster-related information and resources to help before, during and after a disaster.
News Feeds | Immediate Needs | Moving Forward | Community Resources | Disabilities or Access and Functional Needs | Older Americans | Children and Families | Disaster Types | Foreign Disasters | Fact Sheets Click here
- Fact Sheet: Disaster Application Checklist Fact Sheet
FEMA's Substantial Damage Determination Resources
Local officials in communities that participate in the NFIP must determine whether proposed work qualifies as a substantial improvement or repair of substantial damage (referred to as an “SI/SD determination”). If work on buildings constitutes SI/SD, then structures must be brought into compliance with NFIP requirements for new construction, including the requirement that lowest floors be elevated to or above the base flood elevation (BFE).
- Substantial improvement (SI) means any reconstruction, rehabilitation, addition, or other improvement of a structure, the cost of which equals or exceeds 50 percent of the market value of the structure (or smaller percentage if established by the community) before the “start of construction” of the improvement. This term includes structures that have incurred “substantial damage,” regardless of the actual repair work performed.
- Substantial damage (SD) means damage of any origin sustained by a structure whereby the cost of restoring the structure to its before-damaged condition would equal or exceed 50 percent of the market value of the structure before the damage occurred. Work on structures that are determined to be substantially damaged is considered to be substantial improvement, regardless of the actual repair work performed.
FEMA's Increased Cost of Compliance Resources
If eligible, National Flood Insurance Program (NFIP) policyholders may receive up to $30,000 of Increased Cost of Compliance (ICC) coverage to help pay the costs to bring their building into compliance with their community’s floodplain ordinance. The coverage availability and payment limits are subject to the terms of the Standard Flood Insurance Policy (SFIP) and maximum coverage limits, including all applicable NFIP rules and regulations.
You may be eligible to file a claim for your ICC coverage in two instances:
- When your community determines that your building is “substantially damaged”, wherein the cost to repair or improve the structure exceeds its market value by a threshold amount adopted by law or ordinance. Community building officials are responsible for the issuance of substantial damage declarations.
- When your community has a “repetitive loss” provision in its floodplain management ordinance and determines that your building was damaged by a flood two times in the past 10 years, where the cost of repairing the flood damage, on average, equaled or exceeded 25 percent of its market value at the time of each flood.
There are four options you can pursue to comply with your community’s floodplain management ordinance and help reduce future flood damage to your building. You may decide which of these options is best for you. They include:
(1) Floodproofing, (2) Relocation, (3) Elevation, and (4) Demolition.